Overspending during holiday season is not at all uncommon but we're here to help you make it through this rough patch. Jade Warsaw, personal finance expert and co-host of 'The Ramsey Show,' joined 'Stretching Your Dollar' to talk about budgeting and breaking the cycle of 'doom spending.' Warsaw also provided some tips to help people funnel their money toward certain responsibilities like bills, food and emergencies.

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Universal Music and AI song generator Udio partner on new AI platform
Universal Music Group and AI platform Udio have settled a copyright lawsuit and will collaborate on a new music creation and streaming platform. The companies announced on Wednesday that they reached a compensatory legal settlement and new licensing agreements. These agreements aim to provide more revenue opportunities for Universal's artists and songwriters. The rise of AI song generation tools like Udio has disrupted the music streaming industry, leading to accusations from record labels. This deal marks the first since Universal and others sued Udio and Suno last year. Financial terms of the settlement weren't disclosed.
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